BC Home Purchase Calculator

Enter a purchase price to estimate your 20% down payment, mortgage amount, BC Property Transfer Tax, and monthly payment.

Purchase details

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Down payment & mortgage

Down payment $0
Mortgage amount (incl. CMHC if applicable) $0
Estimated payment $0

Assumes a fixed rate amortized over the term entered. This is a simple estimate — actual rates, terms and lender fees will vary. Homes over $1.5M generally require at least 20% down and are not eligible for mortgage default insurance.

Property Transfer Tax (BC)

PTT owed $0

Rough closing cost estimate

Legal / notary fees (est.) $0
Property Transfer Tax $0
Total estimated closing costs $0

Excludes inspection fees, appraisal, title insurance, GST (if applicable), and adjustments for prepaid taxes/utilities. Ask your lawyer/notary for an exact Statement of Adjustments.

Sale Net Proceeds Calculator

Enter your expected sale amount and remaining mortgage balance to estimate what you'd walk away with after realtor commission.

Sale details

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Estimated proceeds

Realtor commission (7% first $100K, 2.5% remaining) $0
Mortgage left $0
Net proceeds $0

Excludes legal/notary fees, mortgage discharge/penalty fees, GST on commission, and adjustments for property taxes/utilities. Ask your realtor and lawyer for an exact net sheet.